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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,445 | $55,889+378.5% | $76,119+251.4% | $80,935+230.4% |
| Participation rate | 92.0% | 62.1%+29.9pp | 69.1%+22.9pp | 67.7%+24.3pp |
| Annual return | 14.06% | 20.58%-6.5pp | 361.25%-347.2pp | 35.66%-21.6pp |
| Employer contribution / active EE | $11,509 | $1,866+516.8% | $2,693+327.4% | $2,757+317.5% |
| Participant deferral / active EE | $18,433 | $3,051+504.1% | $4,259+332.8% | $4,299+328.7% |
| Admin fee / account holder | $28,416 | $5,241+442.1% | $6,421+342.5% | $6,924+310.4% |