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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,845 | $58,848-8.5% | $88,179-38.9% | $82,637-34.8% |
| Participation rate | 22.9% | 57.9%-35.0pp | 69.1%-46.3pp | 68.1%-45.2pp |
| Annual return | 20.74% | 22.76%-2.0pp | 64.97%-44.2pp | 53.51%-32.8pp |
| Employer contribution / active EE | $1,125 | $1,678-33.0% | $2,549-55.9% | $2,552-55.9% |
| Participant deferral / active EE | $3,043 | $3,124-2.6% | $4,614-34.1% | $4,126-26.3% |
| Admin fee / account holder | $3,936 | $4,795-17.9% | $7,673-48.7% | $7,339-46.4% |