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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,218 | $182,442+66.2% | $163,379+85.6% | $138,895+118.3% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.8%+23.2pp | 79.9%+20.1pp |
| Annual return | 16.57% | 72.74%-56.2pp | 63.41%-46.8pp | 145.39%-128.8pp |
| Employer contribution / active EE | $2,672 | $4,159-35.8% | $3,752-28.8% | $4,194-36.3% |
| Participant deferral / active EE | $14,396 | $6,817+111.2% | $6,282+129.2% | $6,396+125.1% |
| Admin fee / account holder | $7,223 | $10,396-30.5% | $9,818-26.4% | $12,562-42.5% |