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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,867 | $183,516-56.5% | $155,534-48.7% | $145,884-45.3% |
| Participation rate | 76.9% | 82.7%-5.8pp | 78.2%-1.3pp | 80.3%-3.4pp |
| Annual return | 10.44% | 61.43%-51.0pp | 64.92%-54.5pp | 551.85%-541.4pp |
| Employer contribution / active EE | $2,804 | $5,315-47.2% | $4,675-40.0% | $4,662-39.9% |
| Participant deferral / active EE | $5,407 | $6,467-16.4% | $5,630-4.0% | $6,690-19.2% |
| Admin fee / account holder | $1,493 | $19,293-92.3% | $15,900-90.6% | $13,392-88.8% |