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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER2+ years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $17,690 |
CLIENT ONE SECURITIES LLC2+ years Filed as: CLIENT ONE SECURITIES, LLC Service code 15 · EIN 27-1408998 | Recordkeeping | $16,926 |
COULTER & JUSTUS1 year Filed as: COULTER & JUSTUS, P.C. Service code 15 · EIN 62-1532536 | Recordkeeping | $13,000 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,879 | $63,703-4.4% | $93,063-34.6% | $82,448-26.2% |
| Participation rate | 93.3% | 63.8%+29.5pp | 72.1%+21.2pp | 68.1%+25.3pp |
| Annual return | 16.78% | -775.43%+792.2pp | 34.15%-17.4pp | 41.64%-24.9pp |
| Employer contribution / active EE | $0 | $1,729-100.0% | $2,476-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $11,970 | $2,919+310.0% | $3,958+202.4% | $4,139+189.2% |
| Admin fee / account holder | $435 | $5,982-92.7% | $6,033-92.8% | $7,234-94.0% |