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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1+ years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $22,489 |
CLIENT ONE SECURITIES LLC1+ years Filed as: CLIENT ONE SECURITIES, LLC Service code 15 · EIN 27-1408998 | Recordkeeping | $13,670 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,306 | $61,816-13.8% | $97,260-45.2% | $80,935-34.1% |
| Participation rate | 93.6% | 63.5%+30.1pp | 72.7%+20.9pp | 67.7%+25.9pp |
| Annual return | 14.50% | -558.73%+573.2pp | 75.54%-61.0pp | 35.66%-21.2pp |
| Employer contribution / active EE | $591 | $1,836-67.8% | $2,721-78.3% | $2,757-78.6% |
| Participant deferral / active EE | $8,472 | $3,027+179.9% | $4,262+98.8% | $4,299+97.1% |
| Admin fee / account holder | $300 | $5,166-94.2% | $5,640-94.7% | $6,924-95.7% |