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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,811 | $102,609+120.1% | $98,090+130.2% | $138,895+62.6% |
| Participation rate | 81.8% | 82.8%-1.0pp | 81.5%+0.3pp | 79.9%+1.9pp |
| Annual return | 13.14% | 36.44%-23.3pp | 37.05%-23.9pp | 145.39%-132.3pp |
| Employer contribution / active EE | $3,365 | $3,867-13.0% | $3,606-6.7% | $4,194-19.8% |
| Participant deferral / active EE | $9,612 | $8,167+17.7% | $7,845+22.5% | $6,396+50.3% |
| Admin fee / account holder | $618 | $11,434-94.6% | $11,815-94.8% | $12,562-95.1% |