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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,493,651 | $166,268+1399.8% | $165,100+1410.4% | $145,897+1609.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 5.07% | 100.52%-95.5pp | 70.21%-65.1pp | 552.29%-547.2pp |
| Employer contribution / active EE | $37,284 | $5,284+605.6% | $4,348+757.5% | $4,663+699.6% |
| Participant deferral / active EE | $1,988 | $6,964-71.5% | $6,035-67.1% | $6,689-70.3% |
| Admin fee / account holder | $57,216 | $16,659+243.4% | $12,696+350.7% | $13,390+327.3% |