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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,378 | $93,345+3.2% | $119,126-19.1% | $87,485+10.2% |
| Participation rate | 100.0% | 68.7%+31.3pp | 75.8%+24.2pp | 68.9%+31.1pp |
| Annual return | 9.54% | 19.08%-9.5pp | 282.11%-272.6pp | 26.06%-16.5pp |
| Employer contribution / active EE | $2,408 | $3,172-24.1% | $4,034-40.3% | $2,596-7.2% |
| Participant deferral / active EE | $7,838 | $4,099+91.2% | $5,318+47.4% | $4,274+83.4% |
| Admin fee / account holder | $4,171 | $8,039-48.1% | $10,693-61.0% | $7,775-46.3% |