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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,378 | $105,284-8.5% | $150,734-36.1% | $94,015+2.5% |
| Participation rate | 100.0% | 71.7%+28.3pp | 78.4%+21.6pp | 70.8%+29.2pp |
| Annual return | 9.54% | 15.67%-6.1pp | 600.81%-591.3pp | 17.84%-8.3pp |
| Employer contribution / active EE | $2,408 | $3,599-33.1% | $4,918-51.0% | $2,790-13.7% |
| Participant deferral / active EE | $7,838 | $4,274+83.4% | $5,610+39.7% | $4,249+84.5% |
| Admin fee / account holder | $4,171 | $9,839-57.6% | $14,905-72.0% | $8,951-53.4% |