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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,378 | $88,672+8.7% | $105,223-8.4% | $82,448+16.9% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 9.54% | 30.86%-21.3pp | 180.65%-171.1pp | 41.64%-32.1pp |
| Employer contribution / active EE | $2,408 | $3,048-21.0% | $3,689-34.7% | $2,551-5.6% |
| Participant deferral / active EE | $7,838 | $4,036+94.2% | $5,072+54.5% | $4,139+89.4% |
| Admin fee / account holder | $4,171 | $7,146-41.6% | $8,859-52.9% | $7,234-42.3% |