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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,580 | $81,358+233.8% | $155,556+74.6% | $80,959+235.5% |
| Participation rate | 88.0% | 66.3%+21.7pp | 78.2%+9.8pp | 67.7%+20.3pp |
| Annual return | 18.60% | 33.39%-14.8pp | 64.84%-46.2pp | 35.67%-17.1pp |
| Employer contribution / active EE | $11,013 | $3,106+254.5% | $4,675+135.5% | $2,757+299.4% |
| Participant deferral / active EE | $5,854 | $3,455+69.4% | $5,631+4.0% | $4,300+36.1% |
| Admin fee / account holder | $6,127 | $7,994-23.3% | $15,885-61.4% | $6,925-11.5% |