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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,194 | $172,111+73.8% | $150,298+99.1% | $137,256+118.0% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 17.87% | 69.37%-51.5pp | 62.79%-44.9pp | 220.34%-202.5pp |
| Employer contribution / active EE | $14,599 | $4,636+214.9% | $4,154+251.4% | $4,156+251.3% |
| Participant deferral / active EE | $7,254 | $6,166+17.7% | $5,453+33.0% | $6,407+13.2% |
| Admin fee / account holder | $3,237 | $16,471-80.3% | $14,116-77.1% | $12,270-73.6% |