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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,965 | $101,798-0.8% | $165,071-38.8% | $80,935+24.7% |
| Participation rate | 67.9% | 71.8%-3.9pp | 78.6%-10.7pp | 67.7%+0.2pp |
| Annual return | 13.18% | 16.73%-3.5pp | 70.17%-57.0pp | 35.66%-22.5pp |
| Employer contribution / active EE | $1,940 | $2,954-34.4% | $4,347-55.4% | $2,757-29.6% |
| Participant deferral / active EE | $4,233 | $4,476-5.4% | $6,035-29.9% | $4,299-1.6% |
| Admin fee / account holder | $5,689 | $8,221-30.8% | $12,695-55.2% | $6,924-17.8% |