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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,953 | $183,516-60.8% | $155,534-53.7% | $145,884-50.7% |
| Participation rate | 91.7% | 82.7%+9.0pp | 78.2%+13.4pp | 80.3%+11.4pp |
| Annual return | -0.91% | 61.43%-62.3pp | 64.92%-65.8pp | 551.85%-552.8pp |
| Employer contribution / active EE | $6,005 | $5,315+13.0% | $4,675+28.5% | $4,662+28.8% |
| Participant deferral / active EE | $3,491 | $6,467-46.0% | $5,630-38.0% | $6,690-47.8% |
| Admin fee / account holder | $2,490 | $19,293-87.1% | $15,900-84.3% | $13,392-81.4% |