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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,953 | $183,627-60.8% | $155,602-53.8% | $145,978-50.7% |
| Participation rate | 91.7% | 82.7%+9.0pp | 78.2%+13.5pp | 80.3%+11.4pp |
| Annual return | -0.91% | 61.32%-62.2pp | 64.81%-65.7pp | 550.52%-551.4pp |
| Employer contribution / active EE | $6,005 | $5,316+13.0% | $4,675+28.4% | $4,662+28.8% |
| Participant deferral / active EE | $3,491 | $6,466-46.0% | $5,629-38.0% | $6,690-47.8% |
| Admin fee / account holder | $2,490 | $19,327-87.1% | $15,923-84.4% | $13,400-81.4% |