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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP1 year Service code 12 · EIN 93-1253576 | Claims processing; Direct payment fro... | $20,207 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,597 | $50,902-79.2% | $155,534-93.2% | $77,736-86.4% |
| Participation rate | 51.6% | 63.1%-11.5pp | 78.2%-26.6pp | 70.6%-19.0pp |
| Annual return | 14.61% | 34.85%-20.2pp | 64.92%-50.3pp | 31.26%-16.7pp |
| Employer contribution / active EE | $704 | $1,991-64.7% | $4,675-84.9% | $2,728-74.2% |
| Participant deferral / active EE | $1,433 | $2,824-49.3% | $5,630-74.5% | $4,651-69.2% |
| Admin fee / account holder | $36 | $437-91.9% | $15,900-99.8% | $433-91.8% |