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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,669 | $117,829+173.0% | $102,423+214.1% | $145,877+120.5% |
| Participation rate | 86.4% | 78.6%+7.7pp | 76.5%+9.9pp | 80.3%+6.1pp |
| Annual return | 23.12% | 31.83%-8.7pp | 29.42%-6.3pp | 551.28%-528.2pp |
| Employer contribution / active EE | $5,628 | $3,615+55.7% | $3,023+86.2% | $4,663+20.7% |
| Participant deferral / active EE | $7,634 | $5,732+33.2% | $5,054+51.0% | $6,691+14.1% |
| Admin fee / account holder | $2,097 | $13,335-84.3% | $9,455-77.8% | $13,402-84.4% |