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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,669 | $117,895+172.8% | $102,460+213.9% | $145,897+120.5% |
| Participation rate | 86.4% | 78.6%+7.7pp | 76.5%+9.9pp | 80.3%+6.1pp |
| Annual return | 23.12% | 31.92%-8.8pp | 29.47%-6.4pp | 552.29%-529.2pp |
| Employer contribution / active EE | $5,628 | $3,619+55.5% | $3,025+86.0% | $4,663+20.7% |
| Participant deferral / active EE | $7,634 | $5,736+33.1% | $5,056+51.0% | $6,689+14.1% |
| Admin fee / account holder | $2,097 | $13,353-84.3% | $9,460-77.8% | $13,390-84.3% |