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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $380,986 | $95,453+299.1% | $112,040+240.0% | $82,448+362.1% |
| Participation rate | 76.0% | 72.8%+3.2pp | 76.5%-0.5pp | 68.1%+7.9pp |
| Annual return | 14.80% | 23.92%-9.1pp | 24.52%-9.7pp | 41.64%-26.8pp |
| Employer contribution / active EE | $5,329 | $2,318+129.9% | $2,954+80.4% | $2,551+108.9% |
| Participant deferral / active EE | $7,553 | $4,224+78.8% | $5,098+48.2% | $4,139+82.5% |
| Admin fee / account holder | $4,479 | $9,013-50.3% | $12,098-63.0% | $7,234-38.1% |