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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,416 | $94,031+32.3% | $115,768+7.5% | $82,448+50.9% |
| Participation rate | 71.2% | 70.4%+0.7pp | 74.4%-3.2pp | 68.1%+3.1pp |
| Annual return | 14.29% | 20.61%-6.3pp | 100.46%-86.2pp | 41.64%-27.4pp |
| Employer contribution / active EE | $534 | $2,323-77.0% | $2,940-81.8% | $2,551-79.1% |
| Participant deferral / active EE | $4,841 | $3,972+21.9% | $4,917-1.5% | $4,139+17.0% |
| Admin fee / account holder | $1,911 | $10,249-81.4% | $12,439-84.6% | $7,234-73.6% |