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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,431 | $102,393-40.0% | $147,041-58.2% | $80,911-24.1% |
| Participation rate | 66.7% | 75.9%-9.2pp | 82.2%-15.5pp | 67.6%-1.0pp |
| Annual return | 12.20% | 134.95%-122.8pp | 419.21%-407.0pp | 35.63%-23.4pp |
| Employer contribution / active EE | $2,478 | $3,715-33.3% | $4,935-49.8% | $2,756-10.1% |
| Participant deferral / active EE | $9,149 | $6,647+37.6% | $8,071+13.4% | $4,297+112.9% |
| Admin fee / account holder | $14,911 | $7,943+87.7% | $13,006+14.6% | $6,935+115.0% |