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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,898 | $160,028+11.8% | $147,080+21.6% | $145,884+22.6% |
| Participation rate | 84.6% | 84.0%+0.6pp | 82.2%+2.4pp | 80.3%+4.3pp |
| Annual return | 9.76% | 98.60%-88.8pp | 420.17%-410.4pp | 551.85%-542.1pp |
| Employer contribution / active EE | $3,276 | $5,286-38.0% | $4,933-33.6% | $4,662-29.7% |
| Participant deferral / active EE | $6,754 | $8,422-19.8% | $8,066-16.3% | $6,690+1.0% |
| Admin fee / account holder | $11,155 | $15,030-25.8% | $12,989-14.1% | $13,392-16.7% |