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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,491 | $97,550+58.4% | $120,344+28.4% | $87,485+76.6% |
| Participation rate | 78.4% | 72.8%+5.6pp | 76.7%+1.7pp | 68.9%+9.4pp |
| Annual return | 19.18% | 18.41%+0.8pp | 20.30%-1.1pp | 26.06%-6.9pp |
| Employer contribution / active EE | $2,464 | $2,291+7.6% | $3,020-18.4% | $2,596-5.1% |
| Participant deferral / active EE | $4,949 | $4,230+17.0% | $5,135-3.6% | $4,274+15.8% |
| Admin fee / account holder | $2,392 | $9,543-74.9% | $12,742-81.2% | $7,775-69.2% |