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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,491 | $104,098+48.4% | $140,514+9.9% | $94,015+64.3% |
| Participation rate | 78.4% | 73.7%+4.7pp | 77.8%+0.6pp | 70.8%+7.6pp |
| Annual return | 19.18% | 15.14%+4.0pp | 14.36%+4.8pp | 17.84%+1.3pp |
| Employer contribution / active EE | $2,464 | $2,388+3.2% | $3,378-27.1% | $2,790-11.7% |
| Participant deferral / active EE | $4,949 | $4,033+22.7% | $4,919+0.6% | $4,249+16.5% |
| Admin fee / account holder | $2,392 | $10,439-77.1% | $13,697-82.5% | $8,951-73.3% |