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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,673 | $117,895-85.9% | $102,460-83.7% | $145,897-88.6% |
| Participation rate | 66.7% | 78.6%-12.0pp | 76.5%-9.8pp | 80.3%-13.6pp |
| Annual return | 38.45% | 31.92%+6.5pp | 29.47%+9.0pp | 552.29%-513.8pp |
| Employer contribution / active EE | $1,866 | $3,619-48.4% | $3,025-38.3% | $4,663-60.0% |
| Participant deferral / active EE | $2,697 | $5,736-53.0% | $5,056-46.7% | $6,689-59.7% |
| Admin fee / account holder | $183 | $13,353-98.6% | $9,460-98.1% | $13,390-98.6% |