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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,586 | $65,246-60.8% | $98,716-74.1% | $67,986-62.4% |
| Participation rate | 77.8% | 51.4%+26.3pp | 69.3%+8.5pp | 57.2%+20.6pp |
| Annual return | 12.78% | 20.58%-7.8pp | 31.81%-19.0pp | 31.67%-18.9pp |
| Employer contribution / active EE | $988 | $1,042-5.2% | $2,279-56.7% | $2,019-51.1% |
| Participant deferral / active EE | $2,832 | $2,594+9.2% | $4,048-30.0% | $3,358-15.7% |
| Admin fee / account holder | $2,076 | $4,561-54.5% | $8,703-76.2% | $3,203-35.2% |