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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,586 | $63,456-59.7% | $100,712-74.6% | $64,097-60.1% |
| Participation rate | 77.8% | 49.7%+28.1pp | 69.3%+8.5pp | 55.2%+22.6pp |
| Annual return | 12.78% | 19.65%-6.9pp | 33.27%-20.5pp | 34.64%-21.9pp |
| Employer contribution / active EE | $988 | $1,003-1.5% | $2,313-57.3% | $1,891-47.8% |
| Participant deferral / active EE | $2,832 | $2,463+15.0% | $4,085-30.7% | $3,080-8.0% |
| Admin fee / account holder | $2,076 | $4,808-56.8% | $9,256-77.6% | $3,454-39.9% |