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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,882 | $59,448-56.5% | $93,696-72.4% | $74,459-65.2% |
| Participation rate | 68.8% | 59.6%+9.2pp | 68.7%+0.1pp | 67.2%+1.6pp |
| Annual return | 14.95% | 82.11%-67.2pp | 133.74%-118.8pp | 1369.70%-1354.8pp |
| Employer contribution / active EE | $305 | $1,266-75.9% | $2,422-87.4% | $2,626-88.4% |
| Participant deferral / active EE | $2,195 | $3,052-28.1% | $4,417-50.3% | $4,350-49.5% |
| Admin fee / account holder | $10,621 | $3,027+250.9% | $8,287+28.2% | $1,945+446.1% |