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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,061,298 | $185,312+472.7% | $161,489+557.2% | $154,746+585.8% |
| Participation rate | 86.7% | 82.5%+4.2pp | 78.7%+8.0pp | 80.7%+6.0pp |
| Annual return | 13.94% | 103.84%-89.9pp | 89.72%-75.8pp | 172.34%-158.4pp |
| Employer contribution / active EE | $11,620 | $4,769+143.7% | $4,268+172.2% | $4,379+165.4% |
| Participant deferral / active EE | $7,870 | $6,350+23.9% | $5,630+39.8% | $6,730+16.9% |
| Admin fee / account holder | $1,987 | $18,654-89.3% | $16,006-87.6% | $14,365-86.2% |