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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,110 | $83,369-29.1% | $105,223-43.8% | $67,986-13.1% |
| Participation rate | 56.6% | 56.3%+0.3pp | 75.0%-18.4pp | 57.2%-0.6pp |
| Annual return | 18.79% | 24.64%-5.9pp | 180.65%-161.9pp | 31.67%-12.9pp |
| Employer contribution / active EE | $2,205 | $2,541-13.2% | $3,689-40.2% | $2,019+9.2% |
| Participant deferral / active EE | $4,056 | $3,295+23.1% | $5,072-20.0% | $3,358+20.8% |
| Admin fee / account holder | $3,164 | $4,073-22.3% | $8,859-64.3% | $3,203-1.2% |