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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,281 | $111,830+12.9% | $93,696+34.8% | $145,884-13.4% |
| Participation rate | 90.0% | 74.2%+15.8pp | 68.7%+21.3pp | 80.3%+9.7pp |
| Annual return | 12.62% | 204.08%-191.5pp | 133.74%-121.1pp | 551.85%-539.2pp |
| Employer contribution / active EE | $2,369 | $3,093-23.4% | $2,422-2.2% | $4,662-49.2% |
| Participant deferral / active EE | $7,200 | $4,920+46.3% | $4,417+63.0% | $6,690+7.6% |
| Admin fee / account holder | $15,604 | $10,249+52.2% | $8,287+88.3% | $13,392+16.5% |