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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,030 | $124,980+2.4% | $108,359+18.2% | $154,746-17.3% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 14.11% | 45.00%-30.9pp | 36.89%-22.8pp | 172.34%-158.2pp |
| Employer contribution / active EE | $2,021 | $2,851-29.1% | $2,399-15.8% | $4,379-53.9% |
| Participant deferral / active EE | $5,193 | $4,743+9.5% | $4,137+25.5% | $6,730-22.8% |
| Admin fee / account holder | $1,114 | $11,502-90.3% | $9,741-88.6% | $14,365-92.2% |