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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,923 | $160,028+13.1% | $147,080+23.0% | $145,884+24.0% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 13.48% | 98.60%-85.1pp | 420.17%-406.7pp | 551.85%-538.4pp |
| Employer contribution / active EE | $4,772 | $5,286-9.7% | $4,933-3.3% | $4,662+2.4% |
| Participant deferral / active EE | $13,987 | $8,422+66.1% | $8,066+73.4% | $6,690+109.1% |
| Admin fee / account holder | $155,741 | $15,030+936.2% | $12,989+1099.0% | $13,392+1063.0% |