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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,923 | $160,040+13.0% | $147,096+23.0% | $145,877+24.0% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 13.48% | 98.49%-85.0pp | 419.75%-406.3pp | 551.28%-537.8pp |
| Employer contribution / active EE | $4,772 | $5,289-9.8% | $4,936-3.3% | $4,663+2.3% |
| Participant deferral / active EE | $13,987 | $8,429+65.9% | $8,071+73.3% | $6,691+109.1% |
| Admin fee / account holder | $155,741 | $15,050+934.8% | $13,005+1097.5% | $13,402+1062.1% |