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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,262 | $155,555+32.0% | $146,866+39.8% | $155,188+32.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 18.59% | 115.41%-96.8pp | 102.85%-84.3pp | 148.84%-130.3pp |
| Employer contribution / active EE | $9,720 | $4,647+109.2% | $4,425+119.7% | $4,248+128.8% |
| Participant deferral / active EE | $8,010 | $8,044-0.4% | $7,759+3.2% | $6,531+22.6% |
| Admin fee / account holder | $13,893 | $14,755-5.8% | $13,620+2.0% | $14,480-4.1% |