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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,514 | $213,785+62.6% | $185,441+87.4% | $155,188+123.9% |
| Participation rate | 91.7% | 83.2%+8.4pp | 80.3%+11.4pp | 80.8%+10.9pp |
| Annual return | 15.49% | 19.97%-4.5pp | 20.16%-4.7pp | 148.84%-133.3pp |
| Employer contribution / active EE | $6,386 | $5,393+18.4% | $4,672+36.7% | $4,248+50.3% |
| Participant deferral / active EE | $9,812 | $6,864+42.9% | $6,152+59.5% | $6,531+50.2% |
| Admin fee / account holder | $125,786 | $21,134+495.2% | $17,890+603.1% | $14,480+768.7% |