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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,823 | $70,366+56.1% | $66,674+64.7% | $138,895-20.9% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 16.27% | 386.41%-370.1pp | 321.24%-305.0pp | 145.39%-129.1pp |
| Employer contribution / active EE | $4,502 | $2,765+62.8% | $2,620+71.8% | $4,194+7.3% |
| Participant deferral / active EE | $7,530 | $4,374+72.2% | $4,084+84.4% | $6,396+17.7% |
| Admin fee / account holder | $939 | $5,262-82.2% | $5,098-81.6% | $12,562-92.5% |