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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,740 | $114,013-91.5% | $103,693-90.6% | $155,188-93.7% |
| Participation rate | 72.7% | 75.2%-2.5pp | 72.6%+0.1pp | 80.8%-8.1pp |
| Annual return | 10.10% | 49.31%-39.2pp | 47.61%-37.5pp | 148.84%-138.7pp |
| Employer contribution / active EE | $0 | $3,131-100.0% | $2,920-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $5,213 | $4,970+4.9% | $4,579+13.8% | $6,531-20.2% |
| Admin fee / account holder | $1,059 | $8,407-87.4% | $7,858-86.5% | $14,480-92.7% |