Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 9-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,211 | $106,749-32.4% | $145,433-50.3% | $82,448-12.4% |
| Participation rate | 44.6% | 75.6%-31.0pp | 82.1%-37.5pp | 68.1%-23.5pp |
| Annual return | 13.98% | 27.59%-13.6pp | 66.58%-52.6pp | 41.64%-27.7pp |
| Employer contribution / active EE | $1,365 | $3,444-60.4% | $4,554-70.0% | $2,551-46.5% |
| Participant deferral / active EE | $3,386 | $6,519-48.1% | $7,897-57.1% | $4,139-18.2% |
| Admin fee / account holder | $6,787 | $8,390-19.1% | $13,129-48.3% | $7,234-6.2% |