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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,342 | $55,437-30.8% | $155,534-75.3% | $74,459-48.5% |
| Participation rate | 29.9% | 61.9%-32.0pp | 78.2%-48.4pp | 67.2%-37.4pp |
| Annual return | 12.37% | 269.58%-257.2pp | 64.92%-52.5pp | 1369.70%-1357.3pp |
| Employer contribution / active EE | $766 | $2,266-66.2% | $4,675-83.6% | $2,626-70.8% |
| Participant deferral / active EE | $1,344 | $2,837-52.6% | $5,630-76.1% | $4,350-69.1% |
| Admin fee / account holder | $3,420 | $1,742+96.3% | $15,900-78.5% | $1,945+75.9% |