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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $423,836 | $55,470+664.1% | $155,556+172.5% | $74,478+469.1% |
| Participation rate | 89.3% | 61.9%+27.4pp | 78.2%+11.1pp | 67.2%+22.1pp |
| Annual return | 18.34% | 269.80%-251.5pp | 64.84%-46.5pp | 1370.56%-1352.2pp |
| Employer contribution / active EE | $20,164 | $2,267+789.6% | $4,675+331.3% | $2,626+667.8% |
| Participant deferral / active EE | $16,298 | $2,838+474.3% | $5,631+189.4% | $4,350+274.6% |
| Admin fee / account holder | $14,986 | $1,744+759.2% | $15,885-5.7% | $1,946+670.2% |