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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,529 | $94,031+44.1% | $115,768+17.1% | $82,448+64.4% |
| Participation rate | 80.0% | 70.4%+9.6pp | 74.4%+5.6pp | 68.1%+11.9pp |
| Annual return | 10.99% | 20.61%-9.6pp | 100.46%-89.5pp | 41.64%-30.7pp |
| Employer contribution / active EE | $1,082 | $2,323-53.4% | $2,940-63.2% | $2,551-57.6% |
| Participant deferral / active EE | $4,598 | $3,972+15.8% | $4,917-6.5% | $4,139+11.1% |
| Admin fee / account holder | $5,174 | $10,249-49.5% | $12,439-58.4% | $7,234-28.5% |