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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,529 | $101,950+32.9% | $125,529+8.0% | $86,983+55.8% |
| Participation rate | 80.0% | 70.2%+9.8pp | 74.7%+5.3pp | 69.5%+10.5pp |
| Annual return | 10.99% | 18.29%-7.3pp | 202.56%-191.6pp | 25.83%-14.8pp |
| Employer contribution / active EE | $1,082 | $2,358-54.1% | $3,058-64.6% | $2,584-58.1% |
| Participant deferral / active EE | $4,598 | $3,862+19.0% | $4,813-4.5% | $4,194+9.6% |
| Admin fee / account holder | $5,174 | $12,791-59.5% | $16,298-68.3% | $7,856-34.1% |