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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,529 | $94,436+43.5% | $115,599+17.2% | $82,637+64.0% |
| Participation rate | 80.0% | 70.4%+9.6pp | 74.3%+5.7pp | 68.1%+11.9pp |
| Annual return | 10.99% | 18.37%-7.4pp | 111.10%-100.1pp | 53.51%-42.5pp |
| Employer contribution / active EE | $1,082 | $2,324-53.4% | $2,955-63.4% | $2,552-57.6% |
| Participant deferral / active EE | $4,598 | $3,955+16.3% | $4,889-6.0% | $4,126+11.4% |
| Admin fee / account holder | $5,174 | $10,328-49.9% | $12,841-59.7% | $7,339-29.5% |