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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,492 | $166,242-51.0% | $165,071-50.6% | $145,884-44.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 10.37% | 100.44%-90.1pp | 70.17%-59.8pp | 551.85%-541.5pp |
| Employer contribution / active EE | $2,861 | $5,283-45.9% | $4,347-34.2% | $4,662-38.6% |
| Participant deferral / active EE | $12,319 | $6,964+76.9% | $6,035+104.1% | $6,690+84.1% |
| Admin fee / account holder | $2,188 | $16,658-86.9% | $12,695-82.8% | $13,392-83.7% |