Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 5-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,765 | $71,057-44.0% | $93,654-57.5% | $80,874-50.8% |
| Participation rate | 59.8% | 60.4%-0.6pp | 68.7%-9.0pp | 67.6%-7.9pp |
| Annual return | 16.48% | 11.26%+5.2pp | 133.34%-116.9pp | 35.62%-19.1pp |
| Employer contribution / active EE | $1,194 | $1,564-23.7% | $2,421-50.7% | $2,756-56.7% |
| Participant deferral / active EE | $2,780 | $4,034-31.1% | $4,413-37.0% | $4,297-35.3% |
| Admin fee / account holder | $2,069 | $6,944-70.2% | $8,282-75.0% | $6,935-70.2% |