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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,590 | $102,422-22.3% | $147,117-45.9% | $80,959-1.7% |
| Participation rate | 94.4% | 75.9%+18.6pp | 82.2%+12.3pp | 67.7%+26.8pp |
| Annual return | 14.40% | 135.16%-120.8pp | 420.54%-406.1pp | 35.67%-21.3pp |
| Employer contribution / active EE | $4,887 | $3,717+31.5% | $4,932-0.9% | $2,757+77.3% |
| Participant deferral / active EE | $2,480 | $6,652-62.7% | $8,065-69.3% | $4,300-42.3% |
| Admin fee / account holder | $12,052 | $7,953+51.5% | $12,993-7.2% | $6,925+74.0% |