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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,853 | $136,860-81.8% | $120,344-79.3% | $154,746-83.9% |
| Participation rate | 61.5% | 79.9%-18.3pp | 76.7%-15.2pp | 80.7%-19.2pp |
| Annual return | 20.60% | 21.38%-0.8pp | 20.30%+0.3pp | 172.34%-151.7pp |
| Employer contribution / active EE | $1,829 | $3,533-48.2% | $3,020-39.4% | $4,379-58.2% |
| Participant deferral / active EE | $4,439 | $5,793-23.4% | $5,135-13.6% | $6,730-34.1% |
| Admin fee / account holder | $1,548 | $15,393-89.9% | $12,742-87.9% | $14,365-89.2% |