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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,173 | $59,467+60.0% | $93,727+1.5% | $74,478+27.8% |
| Participation rate | 54.5% | 59.6%-5.2pp | 68.7%-14.2pp | 67.2%-12.8pp |
| Annual return | 10.88% | 82.14%-71.3pp | 133.83%-123.0pp | 1370.56%-1359.7pp |
| Employer contribution / active EE | $4,218 | $1,267+233.0% | $2,421+74.2% | $2,626+60.6% |
| Participant deferral / active EE | $2,206 | $3,052-27.7% | $4,417-50.1% | $4,350-49.3% |
| Admin fee / account holder | $873 | $3,028-71.2% | $8,292-89.5% | $1,946-55.1% |