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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,839 | $183,516-34.7% | $155,534-23.0% | $145,884-17.9% |
| Participation rate | 57.1% | 82.7%-25.6pp | 78.2%-21.1pp | 80.3%-23.2pp |
| Annual return | 10.15% | 61.43%-51.3pp | 64.92%-54.8pp | 551.85%-541.7pp |
| Employer contribution / active EE | $4,298 | $5,315-19.1% | $4,675-8.1% | $4,662-7.8% |
| Participant deferral / active EE | $7,421 | $6,467+14.8% | $5,630+31.8% | $6,690+10.9% |
| Admin fee / account holder | $1,319 | $19,293-93.2% | $15,900-91.7% | $13,392-90.2% |