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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $533,299 | $81,262+556.3% | $155,602+242.7% | $80,911+559.1% |
| Participation rate | 94.6% | 66.2%+28.4pp | 78.2%+16.4pp | 67.6%+26.9pp |
| Annual return | 14.09% | 33.34%-19.3pp | 64.81%-50.7pp | 35.63%-21.5pp |
| Employer contribution / active EE | $33,243 | $3,102+971.7% | $4,675+611.1% | $2,756+1106.3% |
| Participant deferral / active EE | $22,101 | $3,451+540.4% | $5,629+292.6% | $4,297+414.3% |
| Admin fee / account holder | $13,571 | $7,992+69.8% | $15,923-14.8% | $6,935+95.7% |