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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,827 | $102,385-0.5% | $147,080-30.8% | $80,935+25.8% |
| Participation rate | 79.2% | 75.9%+3.4pp | 82.2%-2.9pp | 67.7%+11.6pp |
| Annual return | -5.41% | 135.09%-140.5pp | 420.17%-425.6pp | 35.66%-41.1pp |
| Employer contribution / active EE | $4,282 | $3,717+15.2% | $4,933-13.2% | $2,757+55.3% |
| Participant deferral / active EE | $5,981 | $6,651-10.1% | $8,066-25.9% | $4,299+39.1% |
| Admin fee / account holder | $14,986 | $7,951+88.5% | $12,989+15.4% | $6,924+116.4% |