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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,379 | $101,778+169.6% | $164,975+66.3% | $80,925+239.1% |
| Participation rate | 86.7% | 71.8%+14.9pp | 78.6%+8.1pp | 67.7%+19.1pp |
| Annual return | 11.06% | 16.73%-5.7pp | 70.12%-59.1pp | 35.65%-24.6pp |
| Employer contribution / active EE | $8,281 | $2,954+180.4% | $4,343+90.7% | $2,756+200.5% |
| Participant deferral / active EE | $9,603 | $4,477+114.5% | $6,033+59.2% | $4,299+123.4% |
| Admin fee / account holder | $5,735 | $8,221-30.2% | $12,688-54.8% | $6,940-17.4% |