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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,379 | $101,798+169.5% | $165,071+66.2% | $80,935+239.0% |
| Participation rate | 86.7% | 71.8%+14.9pp | 78.6%+8.1pp | 67.7%+19.1pp |
| Annual return | 11.06% | 16.73%-5.7pp | 70.17%-59.1pp | 35.66%-24.6pp |
| Employer contribution / active EE | $8,281 | $2,954+180.3% | $4,347+90.5% | $2,757+200.4% |
| Participant deferral / active EE | $9,603 | $4,476+114.5% | $6,035+59.1% | $4,299+123.3% |
| Admin fee / account holder | $5,735 | $8,221-30.2% | $12,695-54.8% | $6,924-17.2% |