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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,861 | $106,524+30.4% | $152,301-8.8% | $87,485+58.7% |
| Participation rate | 81.0% | 75.8%+5.2pp | 82.4%-1.5pp | 68.9%+12.0pp |
| Annual return | 12.85% | 26.89%-14.0pp | 80.50%-67.6pp | 26.06%-13.2pp |
| Employer contribution / active EE | $0 | $3,371-100.0% | $4,624-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $4,788 | $6,525-26.6% | $8,004-40.2% | $4,274+12.0% |
| Admin fee / account holder | $8,651 | $8,287+4.4% | $14,398-39.9% | $7,775+11.3% |