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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,861 | $106,749+30.1% | $145,433-4.5% | $82,448+68.4% |
| Participation rate | 81.0% | 75.6%+5.3pp | 82.1%-1.2pp | 68.1%+12.9pp |
| Annual return | 12.85% | 27.59%-14.7pp | 66.58%-53.7pp | 41.64%-28.8pp |
| Employer contribution / active EE | $0 | $3,444-100.0% | $4,554-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $4,788 | $6,519-26.5% | $7,897-39.4% | $4,139+15.7% |
| Admin fee / account holder | $8,651 | $8,390+3.1% | $13,129-34.1% | $7,234+19.6% |