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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,861 | $99,875+39.0% | $146,866-5.5% | $86,983+59.6% |
| Participation rate | 81.0% | 75.8%+5.1pp | 82.5%-1.6pp | 69.5%+11.4pp |
| Annual return | 12.85% | 28.10%-15.2pp | 102.85%-90.0pp | 25.83%-13.0pp |
| Employer contribution / active EE | $0 | $3,224-100.0% | $4,425-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $4,788 | $6,322-24.3% | $7,759-38.3% | $4,194+14.2% |
| Admin fee / account holder | $8,651 | $7,838+10.4% | $13,620-36.5% | $7,856+10.1% |