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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,756 | $78,562-7.4% | $105,608-31.1% | $74,429-2.2% |
| Participation rate | 49.1% | 72.8%-23.7pp | 75.3%-26.2pp | 67.2%-18.1pp |
| Annual return | 15.00% | 15.94%-0.9pp | 116.50%-101.5pp | 1368.38%-1353.4pp |
| Employer contribution / active EE | $1,104 | $2,521-56.2% | $3,167-65.1% | $2,625-57.9% |
| Participant deferral / active EE | $2,677 | $4,321-38.1% | $5,010-46.6% | $4,348-38.4% |
| Admin fee / account holder | $4,131 | $2,217+86.3% | $11,028-62.5% | $1,944+112.4% |