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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,684 | $178,174+69.9% | $156,181+93.8% | $137,256+120.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 10.40% | 84.19%-73.8pp | 64.87%-54.5pp | 220.34%-209.9pp |
| Employer contribution / active EE | $22,704 | $4,972+356.7% | $4,294+428.8% | $4,156+446.3% |
| Participant deferral / active EE | $13,117 | $6,888+90.4% | $6,132+113.9% | $6,407+104.7% |
| Admin fee / account holder | $12,423 | $17,404-28.6% | $14,586-14.8% | $12,270+1.2% |