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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,684 | $199,109+52.0% | $173,730+74.2% | $154,746+95.6% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 10.40% | 20.02%-9.6pp | 19.96%-9.6pp | 172.34%-161.9pp |
| Employer contribution / active EE | $22,704 | $5,311+327.5% | $4,577+396.0% | $4,379+418.5% |
| Participant deferral / active EE | $13,117 | $7,113+84.4% | $6,326+107.3% | $6,730+94.9% |
| Admin fee / account holder | $12,423 | $20,916-40.6% | $17,523-29.1% | $14,365-13.5% |