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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,830 | $160,028-4.5% | $147,080+3.9% | $145,884+4.8% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 9.35% | 98.60%-89.2pp | 420.17%-410.8pp | 551.85%-542.5pp |
| Employer contribution / active EE | $12,885 | $5,286+143.8% | $4,933+161.2% | $4,662+176.4% |
| Participant deferral / active EE | $8,609 | $8,422+2.2% | $8,066+6.7% | $6,690+28.7% |
| Admin fee / account holder | $1,213 | $15,030-91.9% | $12,989-90.7% | $13,392-90.9% |