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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,055 | $99,053-60.6% | $88,179-55.7% | $138,895-71.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 8.94% | 78.17%-69.2pp | 64.97%-56.0pp | 145.39%-136.5pp |
| Employer contribution / active EE | $5,692 | $2,882+97.5% | $2,549+123.3% | $4,194+35.7% |
| Participant deferral / active EE | $6,915 | $5,225+32.3% | $4,614+49.9% | $6,396+8.1% |
| Admin fee / account holder | $8,630 | $8,748-1.3% | $7,673+12.5% | $12,562-31.3% |