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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,055 | $108,882-64.1% | $96,754-59.6% | $154,746-74.8% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 8.94% | 98.39%-89.5pp | 82.04%-73.1pp | 172.34%-163.4pp |
| Employer contribution / active EE | $5,692 | $3,018+88.6% | $2,679+112.4% | $4,379+30.0% |
| Participant deferral / active EE | $6,915 | $5,323+29.9% | $4,758+45.3% | $6,730+2.7% |
| Admin fee / account holder | $8,630 | $10,200-15.4% | $8,905-3.1% | $14,365-39.9% |