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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $489,171 | $110,379+343.2% | $102,412+377.6% | $145,884+235.3% |
| Participation rate | 83.3% | 77.9%+5.4pp | 74.5%+8.8pp | 80.3%+3.0pp |
| Annual return | 10.02% | 24.84%-14.8pp | 24.94%-14.9pp | 551.85%-541.8pp |
| Employer contribution / active EE | $482 | $4,216-88.6% | $3,870-87.5% | $4,662-89.7% |
| Participant deferral / active EE | $3,127 | $5,622-44.4% | $5,060-38.2% | $6,690-53.3% |
| Admin fee / account holder | $112,349 | $9,745+1052.9% | $8,388+1239.5% | $13,392+738.9% |