Filed April 11, 1997
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
| Provider | Service type | Compensation |
|---|---|---|
UNION BANK & TRUST COMPANY10+ years Service code 12 PO BOX 82535 · LINCOLN, NE 685012535 | Trustee (directed); Recordkeeping fee... | $736,190 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,299 | $145,513-50.3% | $184,256-60.8% | $99,313-27.2% |
| Participation rate | 94.4% | 90.3%+4.1pp | 86.8%+7.6pp | 71.7%+22.7pp |
| Annual return | 15.52% | 21.25%-5.7pp | 28.85%-13.3pp | 17.67%-2.2pp |
| Employer contribution / active EE | $2,450 | $5,354-54.2% | $6,427-61.9% | $3,264-24.9% |
| Participant deferral / active EE | $4,660 | $8,423-44.7% | $9,133-49.0% | $5,346-12.8% |
| Admin fee / account holder | $70 | $78-9.3% | $13,899-99.5% | $109-35.5% |