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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,257 | $111,785+176.7% | $93,669+230.2% | $145,877+112.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 13.20% | 203.79%-190.6pp | 133.59%-120.4pp | 551.28%-538.1pp |
| Employer contribution / active EE | $8,792 | $3,096+184.0% | $2,424+262.8% | $4,663+88.5% |
| Participant deferral / active EE | $13,002 | $4,919+164.3% | $4,416+194.4% | $6,691+94.3% |
| Admin fee / account holder | $15,236 | $10,256+48.6% | $8,291+83.8% | $13,402+13.7% |