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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,851 | $112,729+150.9% | $98,716+186.5% | $137,256+106.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 9.52% | 38.48%-29.0pp | 31.81%-22.3pp | 220.34%-210.8pp |
| Employer contribution / active EE | $0 | $2,725-100.0% | $2,279-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $11,288 | $4,640+143.3% | $4,048+178.9% | $6,407+76.2% |
| Admin fee / account holder | $84,792 | $10,129+737.2% | $8,703+874.3% | $12,270+591.0% |