Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,063 | $74,535+28.9% | $100,712-4.6% | $82,637+16.2% |
| Participation rate | 51.4% | 61.2%-9.8pp | 69.3%-17.9pp | 68.1%-16.7pp |
| Annual return | 13.80% | 18.92%-5.1pp | 33.27%-19.5pp | 53.51%-39.7pp |
| Employer contribution / active EE | $0 | $1,503-100.0% | $2,313-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $3,765 | $3,074+22.5% | $4,085-7.8% | $4,126-8.7% |
| Admin fee / account holder | $16,337 | $6,576+148.4% | $9,256+76.5% | $7,339+122.6% |