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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,020 | $185,312+45.7% | $161,489+67.2% | $154,746+74.5% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 11.19% | 103.84%-92.7pp | 89.72%-78.5pp | 172.34%-161.1pp |
| Employer contribution / active EE | $2,660 | $4,769-44.2% | $4,268-37.7% | $4,379-39.3% |
| Participant deferral / active EE | $2,920 | $6,350-54.0% | $5,630-48.1% | $6,730-56.6% |
| Admin fee / account holder | $1,228 | $18,654-93.4% | $16,006-92.3% | $14,365-91.5% |