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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,020 | $227,399+18.7% | $189,758+42.3% | $198,609+36.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 11.19% | 61.03%-49.8pp | 52.62%-41.4pp | 202.70%-191.5pp |
| Employer contribution / active EE | $2,660 | $5,526-51.9% | $4,767-44.2% | $5,055-47.4% |
| Participant deferral / active EE | $2,920 | $6,837-57.3% | $5,856-50.1% | $6,977-58.1% |
| Admin fee / account holder | $1,228 | $25,162-95.1% | $20,388-94.0% | $19,030-93.5% |